Legal condition of consumer: contracts of double purpose and accessory guarantees

Abstract

This  paper analyzes the evolution of the concept of consumer in European and  Spanish  legislation and  jurisprudence. Special  attention is  paid  to the controversial cases of dual-purpose contracts and the situation of nondebtor guarantors and  mortgaging guarantors. After this  analysis, we observe  the tendency to  resort  to  a functional criterion in  the  assessment of  the  concurrence or not  of the  condition of consumer.